Gate.io's Yu Bi Bao is set to launch a new high-interest financial product for the Spring Festival, offering a 9-day high-interest activity and a 90-day fixed investment product for BTC. The cryptocurrency financial market has been volatile and complex since its inception; however, as the market matures and investor awareness continues to rise, finding a stable and reliable investment method has become a primary need for many. Fixed-term investments undoubtedly stand out among numerous options. So, the question arises: does the crypto market truly have a pure form of "fixed-term investment"? As the name suggests, fixed-term investment is a method of investing within a fixed period. Unlike some high-risk, high-volatility investment products, fixed-term investments typically set a relatively clear expected return rate, allowing investors to have a clearer expectation of returns before investing. Looking at the history of financial currencies, the emergence of "stable investment" products in crypto is a necessity of the times and an inevitability of history. As of today in 2025, many stable investment products have emerged in the market, and Gate.io's Yu Bi Bao is among the leading players. In evaluating the merit of a financial product, the foremost aspect is the return rate. Gate.io's Yu Bi Bao excels in the realm of flexible investments: the annualized return for $ETH & $BTC flexible investments is at 11%, while the annualized return for $USDT flexible investments ranks first across the network at a staggering 15%. Amidst similar products frequently lowering $USDT rates, Gate.io's Yu Bi Bao has maintained a stable high return for $USDT flexible investments, reflecting its product philosophy of quickly responding to market demands and maximizing user benefits. Is there a pure form of "fixed-term investment" in the crypto market? The answer is affirmative. In the highly anticipated fixed-term investment sector, Gate.io's Yu Bi Bao has established three fixed-term modes for $USDT, $BTC, and $ETH, specifically 3 days, 7 days, and 30 days. If you are a novice looking to try something new, the exclusive 3-day fixed-term mode can quickly yield returns; if you have a clear fixed-term investment plan, then the 7-day and 30-day fixed-term modes are more suitable for you. The philosophy of crypto market investments, or "Dao," first requires confirmation of a suitable investment strategy, such as flexible or fixed-term investments, and then further selection of the most matching investment product to maximize returns in the most appropriate way, which is referred to as the "Shu" in investment philosophy. Anticipation is building for the January 27 launch of the Yu Bi Bao's new high-interest Spring Festival 9-day activity, with the exclusive network upgrade of the annualized return for $BTC and $ETH in the 3-day fixed-term investment during the New Year period, allowing up to 5% annualized return. Additionally, a 90-day fixed-term investment product for $BTC will launch, achieving the highest annualized return of 4% across the network. Gate.io's Yu Bi Bao: The First Choice for Idle Assets with Stability and High Returns. Since its launch, Gate.io's Yu Bi Bao has stood out with its excellent return performance and rich product advantages, consistently ranking among the top for annualized returns while continually launching various user benefit activities. Participation in Gate.io's Yu Bi Bao $USDT, $ETH, and $BTC flexible investments allows users to receive additional rewards in GT tokens. Regarding the selection of currencies, Gate.io's Yu Bi Bao supports not only $BTC, $ETH, and $USDT but also over 850 other cryptocurrency options. The combination of multiple currencies with various popular fixed-term investment products offers richer investment configurations, aiding users in achieving stable asset growth. The minimum subscription for flexible $BTC investments at Gate.io's Yu Bi Bao is only 0.00001 $BTC (the minimum for $ETH is 0.001 $ETH, and for $USDT, it is 1 $USDT). Yu Bi Bao aims to significantly lower the entry barriers, allowing more investors to participate in idle asset investments and not miss out on any returns, thus realizing its original intention of continuously creating value for users. Gate.io's Diverse Investment Products Open Up More Pathways for Value Addition. In addition to the excellent returns and rich activities of Yu Bi Bao products, Gate.io's Investment Treasure will soon launch an exclusive network-wide "$BTC 90-day Fixed Investment" activity, with a subscription enjoying a 3% annualized return and a 1% $SOLV interest subsidy, with a total prize pool of up to 2,800,000 $SOLV tokens. After purchasing the products, users can receive $SOLV interest subsidies based on weekly net subscription snapshots (automatically credited to their spot account), without having to wait until the product matures for redemption to enjoy interest income. The On-chain Earning platform, with its efficient return model and diversified currency options, has become an important investment tool for investors. Currently, the platform offers investment products in 13 different currencies, covering several mainstream currencies in the market, catering to the needs of different investors. To further enhance investment returns, the On-chain Earning platform will soon launch a tiered extra rewards mechanism, with the highest annualized returns across the network. This mechanism will provide more extra rewards based on the amount of tokens staked by the user, ensuring that investors can achieve higher annualized returns while holding their investments long-term. On January 27, participating in the On-chain Earning activity will also grant an extra lottery opportunity, with a 100% win rate, sharing a prize pool worth millions. For more details on the activity, please follow the official event announcements. Disclaimer: This content does not constitute any invitation, solicitation, or recommendation. You should always seek independent professional advice before making any investment decisions. Please note that Gate.io may restrict or prohibit all or part of its services from restricted areas. For more information, please read the user agreement at the link: https://www.gate.io/zh/user-agreement.